Sold by MC Solar and Roofing? You Have Options — Even If They're Gone.

The record on MC Solar and Roofing — verified

Compiled from court dockets, Florida DBPR records, BBB profiles, and published reporting. Verified July 2026 — sources below.

Defunct — the Tampa-based company abruptly closed its doors in late February 2023, and the Florida AG's FDUTPA suit (filed November 2023) seeking to permanently ban owners Armando Almirall, Raman Chopra, and Michael Crowder from the solar business has no publicly reported final judgment as of July 2026.

Bankruptcy / court record

No bankruptcy filing located. The company simply ceased operations (industry trackers list it under 'bankruptcies and closures,' but no case number, court, or filing date exists in public records).

Florida license status

Not verified — no license number surfaced in the AG press release, BBB, or review-site records; DBPR lookup needed before publishing a license claim.

Complaint record

Florida AG's office received more than 400 complaints about M.C. Solar and Roofing (per the AG's announcement; early reports said 300+). BBB Tampa profile: F rating, now flagged out of business. BestCompany: 1.3/5 stars from 17 reviews (94% one-star). Yelp: 73 reviews, business marked CLOSED.

Florida footprint

Pure Florida operation: headquartered in Tampa (moved to 201 N. Franklin St., Suite 2200 in Nov 2021; incorporated 11/8/2021), selling across Tampa Bay and Central Florida, with victims including seniors, disabled persons, and veterans. Corporate defendants: Modern Concepts Construction LLC, Modern Concepts Solar and Roofing Inc., and MCSolar Capital Group LLC.

Financing seen on their installs

Specific lender names not verified in public reporting. The AG complaint alleges the defendants used various sales forces and third-party finance companies, secured the financing, then 'paid themselves without completing installations.' Our site's 'Mosaic plus PACE/Ygrene' claim is NOT independently confirmed — recommend softening to 'various third-party solar finance companies' unless our own case files support it.

What we see on their Florida jobs

Money drawn from financing and jobs abandoned at various stages — panels installed but failing inspection or never connected to the grid; roof and home damage from reckless, defective work; liens filed by unpaid third parties; and, when customers tried to cancel, demand letters with inflated invoices and attorney fees. The AG suit (announced Nov. 7, 2023) also cites bait misrepresentations about federal tax incentives, 'guaranteed' 25-year warranties, and financing costs; it seeks relief over $50,000 plus a permanent industry ban.

“But the lender already paid MC Solar and Roofing — aren't I stuck?”

Usually it's the opposite. The fact that your financer handed money to MC Solar and Roofing for a system that never worked is often where your leverage begins — not where it ends.

1. The Holder Rule puts the lender in MC Solar and Roofing's shoes. Nearly every solar loan contract carries the FTC's required Holder Rule notice. So “they never delivered a working system” can be raised against the loan itself — not just against a contractor that may be bankrupt.
2. How they released the money is often the problem. Solar lenders fund installers on a completion certificate — frequently e-signed on a tablet. We regularly see proceeds released before the system was ever operational.
3. You didn't get what you paid for. No working system is a failure of what you bargained for. Layered with FDUTPA (Florida's deceptive practices statute, attorney's fees recoverable) and TILA (federal truth-in-lending, hidden dealer fees), that funding gap is exactly what an attorney builds a claim around.

Important: don't just stop paying on your own — that can damage your credit and weaken your position. We document the gap first, then your attorney disputes it with the evidence already in hand.