Is MC Solar and Roofing Still in Business? What the Record Shows

The record on MC Solar and Roofing — verified

Compiled from court dockets, Florida DBPR records, BBB profiles, and published reporting. Sources below.

Defunct — the Tampa-based company abruptly closed its doors in late February 2023, and the Florida AG's FDUTPA suit (filed November 2023) seeking to permanently ban owners Armando Almirall, Raman Chopra, and Michael Crowder from the solar business has no publicly reported final judgment as of July 2026.

Bankruptcy / court record

No bankruptcy filing located. The company simply ceased operations (industry trackers list it under 'bankruptcies and closures,' but no court docket number, court or filing date appears in public records).

Florida license status

Not verified — no license number surfaced in the AG press release, BBB, or review-site records.

Complaint record

Florida AG's office received more than 400 complaints about M.C. Solar and Roofing (per the AG's announcement; early reports said 300+). BBB Tampa profile: F rating, now flagged out of business. BestCompany: 1.3/5 stars from 17 reviews (94% one-star). Yelp: 73 reviews, business marked CLOSED.

Florida footprint

Pure Florida operation: headquartered in Tampa (moved to 201 N. Franklin St., Suite 2200 in Nov 2021; incorporated 11/8/2021), selling across Tampa Bay and Central Florida, with victims including seniors, disabled persons, and veterans. Corporate defendants: Modern Concepts Construction LLC, Modern Concepts Solar and Roofing Inc., and MCSolar Capital Group LLC.

Financing seen on their installs

Specific lender names are not verified in public reporting. The AG complaint alleges the defendants used various sales forces and third-party finance companies, secured the financing, then 'paid themselves without completing installations.'

Reported problems

Money drawn from financing and jobs abandoned at various stages — panels installed but failing inspection or never connected to the grid; roof and home damage from reckless, defective work; liens filed by unpaid third parties; and, when customers tried to cancel, demand letters with inflated invoices and attorney fees. The AG suit (announced Nov. 7, 2023) also cites bait misrepresentations about federal tax incentives, 'guaranteed' 25-year warranties, and financing costs; it seeks relief over $50,000 plus a permanent industry ban.

“But the lender already paid MC Solar and Roofing — aren't I stuck?”

That is a question only a Florida attorney can answer for your loan. Here is what the rules and the records say in general:

1. The FTC Holder Rule notice. Many consumer loan contracts that finance a sale carry the notice the FTC requires, which states that the holder of the loan is subject to the claims and defenses the buyer could raise against the seller, with recovery capped at the amount paid. Whether it reaches a particular loan is a question for a Florida attorney.
2. The funding paperwork. Solar lenders usually release money to the installer on a completion certificate, often e-signed on a tablet. The certificate's date, and whether the system had a final inspection and permission to operate by then, are in the records.
3. Florida and federal consumer rules. FDUTPA (Florida's deceptive and unfair trade practices statute) and TILA (federal truth-in-lending disclosure rules) set out what sellers and lenders must disclose and may not do. Whether either reaches a particular sale or loan is a question for a Florida attorney.

Stopping payments can damage your credit, and whether to keep paying is a decision to make with a Florida attorney. We do not advise on whether to pay. We put the records in one file, yours to keep.