Lenders

Sunlight Financial Solar Loan Problems in Florida

June 8, 2026 · 4 min read

Part of the complete guide: Solar Loan Help in Florida: Every Lender & the Holder Rule →

Sunlight Financial restructured through bankruptcy — but your loan didn't disappear, and neither did its terms.

Sunlight Financial went through a Chapter 11 bankruptcy in 2023 and was taken over by its lenders. Importantly, that did not erase the solar loans it financed — they're still owed and serviced. And the consumer protections that apply to those loans didn't go away either. For every major lender side by side, see Solar Loan Help in Florida: Every Lender & the Holder Rule.

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1.What this means for youA three-item list (Your loan is still owed; ...) and a callout, naming the FTC Holder Rule, TILA and FDUTPA.

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Frequently asked questions

Sunlight Financial went bankrupt — do I still owe the loan?

Sunlight's restructuring didn't cancel borrower loans; they are still serviced, and the loan terms, including any Holder Rule notice printed in them, stay in the contract. Whether anything in them reaches a particular loan is a question for a Florida attorney.

Who do I dispute my Sunlight solar loan with now?

Your statements name whoever currently services your loan. The CFPB takes complaints about consumer lenders directly from borrowers. Whether anything reaches a particular loan is a question for a Florida attorney.

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