Lenders
Sunlight Financial Solar Loan Problems in Florida
· 4 min read
Part of the complete guide: Solar Loan Help in Florida: Every Lender & Your Rights →
Sunlight Financial went through a Chapter 11 bankruptcy in 2023 and was taken over by its lenders. Importantly, that did not erase the solar loans it financed — they're still owed and serviced. And the consumer protections that apply to those loans didn't go away either.
What this means for you
- Your loan is still owed and is being serviced, even though Sunlight restructured.
- The FTC Holder Rule still applies — the loan holder remains subject to the installer's conduct.
- TILA disclosure issues and deceptive-sales (FDUTPA) claims are unaffected by Sunlight's bankruptcy.
A lender's bankruptcy does not cancel your loan — but it also doesn't cancel your rights under that loan.
We document how your Sunlight-financed system was sold and connect you with a vetted Florida attorney.
Get a Free Project ReviewGeneral information, not legal advice.
Frequently asked questions
Sunlight Financial went bankrupt — do I still owe the loan?
Yes. Sunlight's restructuring didn't cancel borrower loans; they're still owed and serviced. But the Holder Rule and other protections still apply, so you can still challenge a loan tied to a fraudulent or non-working install.
Who do I dispute my Sunlight solar loan with now?
Dispute with whoever currently services your loan (check your statements), file a CFPB complaint, and consult a Florida attorney. Document the underlying install regardless of the servicer change.
Think this is your situation?
Get a free, no-obligation project review. We call within 24 business hours — no cost, no sales script.