Lenders

GoodLeap Solar Loan Problems? What Florida Homeowners Can Do

June 10, 2026 · 5 min read

Part of the complete guide: Solar Loan Help in Florida: Every Lender & the Holder Rule →

GoodLeap financed a huge share of Florida's solar — including from installers that are now gone. Here's what to do if your loan is the problem.

GoodLeap (formerly Loanpal) is the largest residential solar lender in the country, and it financed a huge share of Florida's solar installs — including many from installers that have since gone bankrupt. For every major lender side by side, see Solar Loan Help in Florida: Every Lender & the Holder Rule.

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Every section in this article, and what each one covers

1.What we see with GoodLeap loansA four-item list (The payment jumped after 16–18; The loan funded the installer; ...), a three-item list and a callout, naming the FTC Holder Rule, GoodLeap and CFPB.

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an opening passage above the first heading (1 paragraph)
two checklists (7 items in all)
one callout
an FAQ (2 questions)

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Frequently asked questions

Can I dispute a GoodLeap solar loan?

Many consumer loans carry the FTC Holder Rule notice, which states that the holder of the loan is subject to the claims and defenses a buyer could raise against the seller, and TILA sets disclosure rules for finance terms such as dealer fees. Borrowers can file a complaint about a consumer lender with the CFPB themselves. Whether any of that applies to one particular loan is for a Florida attorney to say.

Why did my GoodLeap payment go up?

Most GoodLeap solar loans assume you'll make a large prepayment (roughly the 30% tax credit) within ~18 months. If you don't, the loan re-amortizes and the monthly payment jumps — and many homeowners were never clearly told.

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