Lenders
GoodLeap Solar Loan Problems? What Florida Homeowners Can Do
· 5 min read
Part of the complete guide: Solar Loan Help in Florida: Every Lender & Your Rights →
GoodLeap (formerly Loanpal) is the largest residential solar lender in the country, and it financed a huge share of Florida's solar installs — including many from installers that have since gone bankrupt. If your problem is with the GoodLeap loan itself, you have options.
What we see with GoodLeap loans
- The payment jumped after 16–18 months — the assumed tax-credit prepayment that re-amortizes the loan.
- The loan funded the installer before the system ever worked.
- A large hidden “dealer fee” baked into the financed amount.
- Billing that continued after the installer disappeared.
Because GoodLeap holds the loan, the FTC Holder Rule makes it answerable for the installer's lies and broken promises — even when the installer is gone.
- Pull your loan agreement and look for the re-amortization / assumed prepayment language and any dealer fee.
- Document whether the system ever got Permission to Operate.
- Dispute in writing and file a CFPB complaint, then talk to a Florida attorney.
We document how your GoodLeap loan was sold versus how it works, and connect you with a vetted Florida attorney.
Get a Free Project ReviewGeneral information, not legal advice.
Frequently asked questions
Can I dispute a GoodLeap solar loan?
Yes. Under the FTC Holder Rule, GoodLeap can be held responsible for the installer's fraud or non-performance, and TILA disclosure issues (like hidden dealer fees) may apply. Document everything, file a CFPB complaint, and consult a Florida attorney.
Why did my GoodLeap payment go up?
Most GoodLeap solar loans assume you'll make a large prepayment (roughly the 30% tax credit) within ~18 months. If you don't, the loan re-amortizes and the monthly payment jumps — and many homeowners were never clearly told.
Think this is your situation?
Get a free, no-obligation project review. We call within 24 business hours — no cost, no sales script.