Lenders
Mosaic Solar Loan Disputes in Florida
· 4 min read
Part of the complete guide: Solar Loan Help in Florida: Every Lender & Your Rights →
Solar Mosaic is a lender, not an installer — but it financed a large number of Florida solar systems, including from installers like Pink Energy and others that are now gone. When the installer disappears, the Mosaic loan keeps billing. That's exactly where the law can help.
What we see with Mosaic loans
- Loans that kept billing after the installer vanished.
- Systems that were never energized or never got Permission to Operate.
- Re-amortizing payments tied to a tax credit the homeowner couldn't use.
Mosaic holds the loan, so the FTC Holder Rule can put it on the hook for what the installer promised. This is the heart of most Mosaic disputes.
We build the written record that makes a Mosaic Holder Rule claim possible, then connect you with a vetted Florida attorney.
Get a Free Project ReviewGeneral information, not legal advice.
Frequently asked questions
My installer is gone but Mosaic keeps billing — what can I do?
The FTC Holder Rule lets you raise the installer's fraud or non-performance against Mosaic, the loan holder. Document the system and the gap, dispute in writing, file a CFPB complaint, and talk to a Florida attorney.
Is Mosaic responsible for a broken solar system?
As the lender, Mosaic isn't responsible for repairs — but under the Holder Rule it can be subject to the same claims you'd have against the installer that sold and installed it.
Think this is your situation?
Get a free, no-obligation project review. We call within 24 business hours — no cost, no sales script.