Lenders

Mosaic Solar Loan Disputes in Florida

June 9, 2026 · 4 min read

Part of the complete guide: Solar Loan Help in Florida: Every Lender & the Holder Rule →

Mosaic is a lender, not an installer — but it's the financing behind many failed Florida jobs, and its loans commonly carry the FTC Holder Rule notice.

Solar Mosaic is a lender, not an installer — but it financed a large number of Florida solar systems, including from installers like Pink Energy and others that are now gone. When the installer disappears, the Mosaic loan keeps billing. For how dealer-arranged loans and the FTC Holder Rule notice work, see Solar Loan Help in Florida: Every Lender & the Holder Rule.

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1.What Mosaic borrowers commonly reportA three-item list (Loans that kept billing after; ...) and a callout, naming the FTC Holder Rule.

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an opening passage above the first heading (1 paragraph)
a checklist (3 items in all)
one callout
an FAQ (2 questions)

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Frequently asked questions

My installer is gone but Mosaic keeps billing — what can I do?

Dealer-arranged loans like these commonly include the FTC Holder Rule notice, the clause homeowners ask about most once the installer is gone. The CFPB takes complaints about consumer lenders directly from borrowers. Whether the notice reaches one particular Mosaic loan is for a Florida attorney to say.

Is Mosaic responsible for a broken solar system?

As the lender, Mosaic isn't responsible for repairs — but under the Holder Rule it can be subject to the same claims you'd have against the installer that sold and installed it.

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