Your Solar Installer Went Bankrupt — What Florida Homeowners Can Do

One of the cruelest parts of the solar mess in Florida is this: the company that sold and installed your system can vanish overnight, but the loan payment keeps hitting your account every month. If your installer went bankrupt or simply shut its doors, here's the good news — the bankruptcy does not erase your options.

The big-name installers that have collapsed

• Pink Energy / Power Home Solar — filed for bankruptcy in 2022 after thousands of complaints about systems that never produced power.
• Vision Solar — hit with state lawsuits over deceptive door-to-door sales, leaving unfinished, non-permitted installs.
• ADT Solar / SunPro — ADT shut down its solar division in 2024, stranding warranty and service obligations.
• Titan Solar Power, Lumio HX, SunPower, Freedom Forever — all ceased operations or filed bankruptcy in 2024, leaving service and warranty gaps.
• MC Solar and Roofing, SetUp My Solar, Meraki — repeated names in Florida complaints for abandoned jobs and roof damage.

What survives the bankruptcy (good news)

Two important protections usually outlive your installer:

• Equipment warranties. Panel, inverter, and battery manufacturers (Enphase, SolarEdge, SMA and others) give warranties that run directly to you, the homeowner. Under the federal Magnuson-Moss Warranty Act, you can't be denied warranty service just because your installer is gone — you file a claim directly with the manufacturer.
• The lender's responsibility. Under the FTC Holder Rule, consumer loans travel with the claims and defenses a buyer could raise against the seller — so an installer's disappearance doesn't erase what happened. A Florida attorney can tell you how that applies to your loan.

What doesn't survive (and what to do about it)

Workmanship warranties — the ones covering roof penetrations, flashing, and the physical install — typically die with the installer. That's why roof leaks around a failed solar job are so common, and why they need to be addressed by a licensed roofer, not left to get worse.

If you have active leaks or water intrusion, don't wait on the legal process. Getting the roof protected now stops the damage and preserves your evidence.

Your first moves

• Get the system, roof, permits, and paperwork documented in writing.
• File warranty claims directly with the equipment manufacturers for any failed hardware.
• Put your lender on notice in writing and file a CFPB complaint — the FTC Holder Rule is the federal rule that makes consumer loans travel with claims against the seller.
• File a DBPR license complaint and a Florida Attorney General complaint against the installer.
• Talk to a Florida construction and consumer attorney before stopping any payments.

• Vision Solar — what the record shows →

  Chapter 7, license status, lenders used

• Lumio HX — what the record shows →

  Chapter 11, asset sale, warranty picture

• Titan Solar Power — what the record shows →

  Closed without warning in 2024

• Meraki Installers — what the record shows →

  Assets sold to Freedom Forever

• Every collapsed Florida solar company — tracker →

  Updated monthly

In the Florida news

• Florida Attorney General — Legal action against Vision Solar and SetUp My Solar →
• CBS12 / WPEC I-Team — Customers stuck paying for non-working, unpermitted solar panels →

This article is general information, not legal advice. Talk to a licensed Florida attorney about your specific situation.