PACE & Financing

PACE Loan Payoff in Florida: How to Get Your Payoff Number and What's In It

July 27, 2026 · 6 min read

Part of the complete guide: Florida PACE & Ygrene Loans: The Complete Guide →

Your PACE payoff number comes from one document: a payoff statement from the program administrator named on your tax bill. Here is how Florida homeowners request it, what is usually in it, and what else belongs in the same records file.

If you are searching for your PACE payoff number, you are looking for one specific document: a payoff statement. That number comes from the administrator of your assessment — the company or program named on your property tax bill — not from your mortgage servicer and not from a contractor. This post walks through where the assessment lives, how to request the statement, what typically appears in it, and why homeowners pull their full records together before anyone acts on the number. For the full picture of how PACE works in Florida, see Florida PACE & Ygrene Loans: The Complete Guide.

What's on this page

Every section in this article, and what each one covers

1.What a PACE Payoff Actually IsOne paragraph, naming PACE.
2.How to Request a Payoff StatementA four-item list (Find the administrator on; Request a payoff quote; ...).
3.What Typically Appears in a Payoff StatementOne paragraph, a four-item list and a callout, opening “Formats vary from one administrator to the next, but payoff statements generally break the total into the same categories”.
4.When PACE Payoffs Usually HappenOne paragraph, naming PACE.
5.Why Homeowners Pull Their Full Records FirstTwo paragraphs and three links to other guides, naming $99.

Also on this page

an opening passage above the first heading (1 paragraph)
two checklists (8 items in all)
3 links to other guides
one callout
a step-by-step (4 steps)
an FAQ (5 questions)

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Frequently asked questions

Who do I contact for a PACE payoff statement in Florida?

The program administrator named on your property tax bill — the non-ad valorem line identifies it. Companies such as Ygrene and RenewPACE administer many Florida assessments. The financing agreement recorded in your county's official records also names the administrator.

What is included in a PACE payoff amount?

Payoff statements generally list the remaining principal, interest accrued through a stated good-through date, and any administrative or processing fees. The exact categories and amounts vary by program, which is why the written statement matters. Each item appears as its own line.

Does a PACE payoff quote expire?

Yes — payoff statements carry a good-through date. After that date, accrued interest changes the total, and the per-diem figure on the statement shows the daily amount. If a closing is delayed, the closing agent typically requests an updated statement.

Can a PACE assessment be paid off before a sale or refinance?

Direct prepayment is one of the common paths, alongside payoff at sale or at refinance. Each administrator has its own procedure, which the written payoff statement describes. Which path fits a given situation is not a call this page makes; that one belongs to the professionals who read the paperwork.

Which records go with a PACE payoff statement?

Three documents: the assessment paperwork the owner signed, the county's recorded copy of the financing agreement, and the tax bill pages that carry the non-ad valorem line. Between them, the three cover the amount financed, the recording against the property, and the billing history. We are not lawyers, and only an attorney licensed in Florida can tell a given homeowner what those papers mean for their contract or loan.

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