Common Complaints

I Was Promised 'Free Solar' — Now I Have a 25-Year Loan

June 21, 2026 · 4 min read

Part of the complete guide: Failed Solar in Florida: The Complete Homeowner's Guide →

'Free solar' was the hook. The 25-year loan was the reality. Here's how the pitch works and why it may be deceptive under Florida law.

It's one of the oldest hooks in the door-to-door solar playbook: 'free solar,' or a 'government program' that gives you panels at no cost. Then the paperwork shows a 20- or 25-year loan. If that's your story, you're far from alone.

What's on this page

Every section in this article, and what each one covers

1.How the 'free solar' pitch worksA three-item list ('No money down' gets framed; ...) and a callout, naming the FTC Holder Rule and FDUTPA.
2.In the Florida newsOne linked source.

Also on this page

an opening passage above the first heading (1 paragraph)
a checklist (3 items in all)
a source list (1 outside link)
one callout
an FAQ (2 questions)

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Frequently asked questions

Is 'free solar' a scam?

'Free solar' is almost always a financed system sold with a misleading pitch. 'No money down' is not the same as free. If you were told it would cost you nothing and ended up with a loan you can't afford, that may be a deceptive practice under Florida law.

What can I do if I was lied to about free solar?

Save any texts, emails, or materials that said 'free,' and document what actually happened. That's the record a Florida attorney needs to evaluate deceptive-practices and Holder Rule options.

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