Loan Traps

How to Get Out of a Solar Lease or PPA in Florida

June 7, 2026 · 4 min read

Part of the complete guide: Solar Loan Help in Florida: Every Lender & the Holder Rule →

If you signed a lease or PPA instead of a loan, you don't own your panels — and that changes everything about getting out.

Not every solar deal is a loan. Many Florida homeowners signed a lease or a power-purchase agreement (PPA) — and the rules for getting out are very different, because you never owned the system.

What's on this page

Every section in this article, and what each one covers

1.Lease vs. PPA vs. loanA three-item list (Lease; ...) and a callout.

Also on this page

an opening passage above the first heading (1 paragraph)
a checklist (3 items in all)
one callout
an FAQ (2 questions)

Full text

Read the whole thing for $1.

Every section this page contains is listed above. $1 opens the full text of this article, and it stays open on this browser. $50 opens every article on the site — one payment, no subscription, forever.

Unlock this article — $1 Unlock everything — $50

Secure card checkout by Stripe. Receipt emailed automatically. Your unlock is stored in this browser; we keep the receipt, so if you clear your cookies or move to another browser, write to info@collaborativeconceptsfl.com and we will put it back.

Free, and staying free: the solar company tracker, the free records check, and the list of independent Florida consumer-protection attorneys on the home page. None of that is behind this.

Frequently asked questions

What's the difference between a solar lease and a loan?

Ownership is the difference. A loan finances a system that is yours from the start; with a lease or PPA you don't own it — you rent the system or buy its power on a long contract, often with annual escalators. That ownership difference changes your options for getting out.

Can I get out of a solar lease when I sell my house?

Usually the buyer has to qualify and assume the lease or PPA, which can complicate or delay the sale. Other paths are a buyout or challenging the contract if it was sold deceptively. Have it reviewed before listing.

Think this is your situation?

Get a free, no-obligation records check. We call within 24 business hours — no cost, no sales script.

2 · Details

Full name *

Phone *

Just two things to start — the rest is optional. No cost, no sales script.

Keep reading