Loan Traps
How to Get Out of a Solar Lease or PPA in Florida
· 4 min read
Part of the complete guide: Solar Loan Help in Florida: Every Lender & Your Rights →
Not every solar deal is a loan. Many Florida homeowners signed a lease or a power-purchase agreement (PPA) — and the rules for getting out are very different, because you never owned the system.
Lease vs. PPA vs. loan
- Lease: you rent the system for a fixed monthly payment, often with a yearly escalator.
- PPA: you buy the power the system makes at a set rate, also often escalating.
- Loan: you own the system and pay it off — a different (and usually easier) thing to challenge.
With a lease or PPA you don't own the panels, so “getting out” usually means a buyout, transferring it to a buyer, or challenging how it was sold.
We identify exactly what you signed, document how it was sold, and connect you with a vetted Florida attorney.
Get a Free Project ReviewGeneral information, not legal advice.
Frequently asked questions
What's the difference between a solar lease and a loan?
With a loan you own the system and pay it off. With a lease or PPA you don't own it — you rent the system or buy its power on a long contract, often with annual escalators. That ownership difference changes your options for getting out.
Can I get out of a solar lease when I sell my house?
Usually the buyer has to qualify and assume the lease or PPA, which can complicate or delay the sale. Other paths are a buyout or challenging the contract if it was sold deceptively. Have it reviewed before listing.
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